Recent Posts
California Homeowner Bill of Rights
The California Homeowner Bill of Rights became law on January 1, 2013 to ensure fair lending and borrowing practices for California homeowners. The laws are designed to guarantee basic fairness and transparency for homeowners in the foreclosure process. The new law applies only to first lien mortgages or deeds of trust that are secured by [...]
Read More...Is a new FHA loan right for you?
If you are considering buying a home, obtaining financing is the first place to start. For a few reasons, first, you need to know how much you can spend and also to have a loan officer check your credit. There are minimal scores required. Often people are unaware of errors, or a derogatory mention on [...]
Read More...What is the difference between a conventional loan and an FHA loan
What is the difference between FHA and conventional loans? Last week I focused on FHA loans. They are great loans, but they are not for everyone. Some buyers prefer a different type of loan called a conventional loan for two reasons. First, FHA loans are geared for the first time buyer or buyer with limited [...]
Read More...
